How to Get Online Payday Loan

July 25th, 2012 by admin No comments »

There are a lot of websites that offer payday loan for those who need cash in advance.  Among those sites, do you know which one that truly offers a good service? If you want to find a good payday loan company, it is better to follow some tips that will be explained here so you can differentiate which site that is legitimate and which is not. The first tip to consider when you are looking for a payday loan company is choosing a legitimate online company with its short term loan. You can examine whether the site is legitimate or not by checking it in the Better Business Bureau.

            The second tip to get payday loan online is by choosing a site that has reviews or ratings in it. The existence of review or rating about a site proofs that the site really exists and it is approved by certain institution like BBB. If the site that you choose does not provide any review or rating, go to the sources in which you can get information concerning the online payday loan that you choose. You can refer the sources to get information from state customer affairs or other government institutions that are responsible for that concern.

            The third tip to get payday loans online is knowing your ability and limit. You should check all details related to the payday loans such as the interest rates you should pay, the time you should pay the loan back and other details. Moreover, you can make a plan concerning how much you will borrow and when you set the date to pay it back. You also should think about the possibility that you may pay the loan late from the designated date. Prepare all the possibilities that might happen before you sign the contract with the payday loan company.

            The fourth tip to get easy online payday loans is preparing all required documents before starting the process. You should bring the needed documents required by the company such as ID card, blank check, the account number and other details to get a quick loan. The account number is needed when your application is approved by the payday loan company since your cash will be transferred there. In addition, you can choose a site that allows feedback from the clients concerning what is their strength and weakness so it will be helpful for the next clients and the company can improve their service from this.

A Heartbreaking Story of Elder Abuse

June 25th, 2012 by admin No comments »

Until relatively recently, I was unaware of how rampant elder abuse is within the legal court system. For almost the last two decades, my life has been consumed by helping as many people as I could in a different way than most give help. I have informally counseled and helped thousands of people through the publishing of my book, as well as in private sessions as a medium/psychic. It was not until my good friend started to share her story with me that my eyes were opened to something far more prevalent than I was cognizant of; at least on a conscious level.

I have been privileged to know Diane for over five years. During that span, she has never been anything but helpful, loving and compassionate to everyone. Doing what I do for a living generally makes me able to be a pretty good judge of character. Ironically, it is a judge and his decisions that prompted me to write this article. The choices and attitude he has expressed have been protected by legal statutes. While they might be legal, they are far from moral, ethical or compassionate.

This all began approximately two and a half years ago. Diane’s mother had given her power of attorney and named her the healthcare proxy. Like many families, there were disagreements with the siblings. Diane was being told that her brother and sister wanted to sell their mother’s home and place her in a nursing home. While this elderly woman, Dorothy, had some early dementia and knee problems, she was still a vibrant, cognizant person. She had no interest in being displaced so that those two could have her money. Diane’s family suggested she file for legal guardianship to protect her home and to protect her mother’s life as well. It seemed to make an abundance of sense.

To tell the events of what unfolded quickly is really an injustice to the elder abuse that has incurred since. The siblings contested the petition for guardianship. Instead of reaching a mediated agreement, the judge listening to the case decided he would be better at making decisions for everyone. He assigned a law guardian and a healthcare manager. It appears these three have worked together before. Diane was immediately removed from what her mother wanted; to have her take care of her needs if there was any reason for it. As it was, Dorothy would spend many weekends at Diane’s house. It must be noted that Diane works from home and took care of her father in his last years. It would give Dorothy a change of scenery and much appreciated love and companionship. All of that was about to change.

Diane, rightfully, brought in a lawyer to help overturn the judge’s decision. This attorney had handled her parents’ legal needs in the past. Not only was he familiar with the family dynamics, but he had intimate knowledge of what Dorothy wanted. He was even going to represent Diane pro bono. All he wanted to see was that this aged woman was allowed to live happily at her own home, or with Diane. The Supreme Court judge, based in Nassau County, New York, took it upon himself to unfairly disallow the attorney’s generosity and right to represent Diane. It was the first step in a string of negatively prejudicial rulings against my friend. » Read more: A Heartbreaking Story of Elder Abuse